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Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Homeowners Insurance Information

Homeowners Insurance in Paragould, AR & Jonesboro, AR

Whether you are buying a starter home or finally constructing your dream home, you deserve the security of knowing your property, possessions and most importantly, your family members, will be protected in the event of any number of challenges. A customized homeowners insurance policy will provide that security, and it only takes one problem at home to prove just how valuable it is to invest in this coverage.

All Arkansas homeowners can trust Staggs Insurance to help them meet their homeowners insurance needs. No matter what your coverage needs, budgetary goals or special considerations you want to consider, we will deliver the expert services that will help you get perfect coverage solutions.

To get your policy, call us at (870) 236-8714 or request your free, no-obligation quote now!

Common Home Insurance Questions

Why Is It Important to Have Home Insurance?

Maintaining a residence costs money, particularly if you are the property owner. Buying a home is one of the most expensive investments you will likely ever make, but it’s also one of the riskiest. The fact of the matter is that no matter how hard you work to create a secure life for yourself, you cannot eliminate the risk that something might go wrong. 

Be it a house fire, severe weather event, break-in, vandalism incident or lawsuit, any problem on your property could lead to a significant financial loss for any homeowner. That’s why homeowners insurance will be there to help you pay for your recovery costs without having to dig deep into your own pockets. Therefore, you’ll have the means to get back to where you once were without a huge financial blow.


How Much Home Insurance Do I Need?

Within the average homeowners insurance policy, you’ll find several different benefits, including:

  • Structure Protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.

  • Detached Structures Coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.

  • Possessions Insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.

  • Liability Coverage: If you accidentally harm someone or damage their property, you can use this coverage to repay them. Coverage will often apply to incidents both on and off your property.

  • Additional Living Expense Protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.


But the thing to remember is that your
 home is unique from almost anyone else’s. As a result, you’ll often need special policy endorsements or supplementary plans to increase your protection, such as:

  • Scheduled Items Riders

  • Replacement Cost Value (RCV)Possessions Coverage

  • Umbrella Liability Insurance

  • Flood Insurance

  • Earthquake and Windstorm endorsements

  • Pet Liability Insurance



When Is Home Insurance Required?

Most prospective home buyers must buy homeowners insurance on or before the date they begin the process of closing on the home. Still, regardless of whether you have a coverage requirement, consider coverage to be essential to your ability to feel secure in your home.

We can insure homeowners of all kinds including condo owners, rental property owners, mobile homeowners and high-value homeowners. We will always customize your plan to your advantage by helping you tailor your deductibles coverage limits and other policy terms in optimized ways.

Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to figure out the best ways to get your home the coverage it deserves, but at prices you can afford.

Contact Us Today!
(870) 236-8714

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